I had a good conversation with my friend and colleague Dan Green, a loan officer with Waterstone Mortgage in Cincinnati who provides a very lucid font line depiction of the state of mortgage financing, despite his characterization of me as being Bobby Flay-like.

He runs a very well-written blog called The Mortgage Reports and a service called Bring the Blog. I have always found him to be in front of the technology curve.

Back in early 2008, Dan created one of the best videos on how the tightening of underwriting guidelines left many people stranded. I think it is required viewing.

Check out the podcast

The Housing Helix Podcast Interview List

You can subscribe on iTunes or simply listen to the podcast on my other blog The Housing Helix.


  1. Edd Gillespie August 26, 2009 at 3:31 pm

    This just in:

    Good afternoon. Our company recently sent out 4,000 mailer in your area. Would you assist us with comps? If so, I need a comp report for 4796 Goldfinch Ct, Pueblo, CO.


    Richard Meckel

    Priority Financial Services, LLC

    11515 Cronridge Drive, Suite A

    Owings Mills, MD 21117

    Direct: 443-738-1709

    Toll-Free 877-738-1754, ext. 709

    Fax: 410-654-8803



    Providing Personal & Business Financing Solutions

    Licensed in MD, VA, DE, DC, PA, FL, AL, MA, CT, CA, CO, NC, TX

    Thanks HVCC for the “fix.” The housing industry is surely now better off and the consumers will reap the benefits.

    We said no. So much for business from that guy or anybody he tells.

  2. Edd Gillespie August 27, 2009 at 10:46 am

    Hooray for cutting through the phony enmity that has been struck between appraisers and mortgage brokers. Who did that? When HVCC hits the trash, mortgage appraisers are going to return to relationships with their clients and a lot of those will be mortgage brokers.
    I remember some mortgage brokers being high pressure and devious, but by golly as a group they were more concerned about the credible results of an appraisal than any AMC was, is or ever will be.

  3. Edd Gillespie August 27, 2009 at 4:14 pm

    I just watched the “stick-people” video and I have got to say Dan Green is by far and away the only banker/mortgage type I have ever heard that actually made sense.
    That makes him unique and essential. What an extreme contrast to the spinners in the Greenspan tradition. I don’t think Greenspan was involved in a conspiracy, but I seriously doubt if he understood anything he ever said. I certainly didn’t.
    Keep interviewing the guys that tell it like it is. Chances are pretty good if I can understand them that anybody can and we may all benefit from knowing somebody who knows.
    Thought I’d tell you that one of the stories circulating on the street about the financial collapse is that the lenders were forced to lend by the government via the 1990s amendments to the US Community Reinvestment Act. From there it is a short leap for them that believe it to blame Clinton.
    I guess if you believe that you should know there is a huge sale on New York City bridges beginning next week and Jonathan is brokering the transactions.

  4. Ralph D Bredahl August 28, 2009 at 2:35 pm

    loads of good info. Thanks for the effort

  5. Mark Madsen September 3, 2009 at 2:17 am

    Great interview, Dan. I totally remember your video and have actually drawn that scenario out several times over the past year for my clients. Its amazing how a few stick figures and circles can help people understand what happened. I’ve got to get that up on one of my blogs. Great job!

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