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Read my latest Bloomberg View column
Do First-Time Homebuyers Need Help?.

Please join the conversation over at Bloomberg View. Here’s an excerpt…

To bring more first-time buyers into the housing market, Fannie Mae and Freddie Mac recently said they would offer certain mortgage programs that require down payments of as little as 3 percent, down from 5 percent. Because first-time buyers already make up a large share of the housing market, the wisdom of this policy change should be open to question…

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