The [National Community Reinvestment Coalition (NCRC)](http://69.36.186.20/responsible-appraisal/index.htm) has initiated a [Responsible Appraisals Campaign [NCRC]](http://69.36.186.20/responsible-appraisal/report.htm) and has published some of the most direct anti-preditory lending materials I have seen to date.

NCRC was formed in 1990 by national, regional, and local organizations [to develop and harness the collective energies of community reinvestment organizations from across the country](http://www.ncrc.org/whoweare/index.php) so as to increase the flow of private capital into traditionally underserved communities.

The focus is primarily on the appraiser, who is commonly pressured to “hit the number.” This web site provides extensive descriptions on predatory lending practices and who the appraiser is typically involved. The documentation seems to place more blame on the lender but there is still plenty left for the appraiser.