…10:11 a.m.: Yesterday, when appraiser extraordinaire Jonathan Miller squeezed some data to figure out that it would cost in the mid-$300K range to buy an apartment of this size, he pointed out that it wouldn’t be so easy to get a loan for a purchase of this nature. Why? It’s difficult to get financing for apartments under 400 square feet, and the current tight credit environment doesn’t help. “Housing is local,” JMillz says, “but credit is national….